🛡️ AI-Powered HOA Management · Plans from $49/month

Run your HOA like a
professional — without hiring one

Board-Armor replaces spreadsheets, paper binders, and endless email chains with one intelligent platform. Every AI feature on every plan. Pricing scales only with your unit count.

No credit card required
Set up in 10 minutes
Every feature on every plan
Cancel anytime
Board-Armor — Maplewood Commons HOA
Total units
24
Dues collected
19/24
Outstanding
$1,500
Open violations
3
AI features active today
Violation letter — Unit 202 drafted by AI
Legal scanner cleared email before send
Board agenda built from live data
Compliance alerts
Property insurance — 25 days to renewal
GreenScape COI expires in 5 days
April meeting notice — Compliant ✓
350,000+
HOAs in the US — most self-managed with zero modern software
$300/hr
What HOA attorneys charge for work Board-Armor AI handles in seconds
20 hrs/mo
Average admin time boards spend — Board-Armor automates most of it
$49/mo
Less than one attorney consultation — covers your whole HOA every month
The problem

HOA boards are drowning in admin

350,000 self-managed HOAs in the US. Most run by unpaid volunteers juggling everything from personal Gmail with no tools built for them.

📊
Dues in spreadsheets
No reminders, no history, no real-time visibility into who owes what.
📧
Notices typed by hand
Every violation letter drafted from scratch. No tracking, no legal review.
📁
CC&Rs in a binder
"Is this allowed?" takes 45 minutes because nobody can find the right section.
⚖️
Legal risk everywhere
Boards unknowingly violate Fair Housing law, deny ESAs improperly, miss notice windows.
🔧
Vendors via text
No work orders, no COI tracking, no invoice records. Just texts and a prayer.
📉
No financial visibility
Treasurer spends hours building monthly reports. Board votes with no real data.
Everything included

Every tool a board needs — plus AI no competitor offers

Built from the ground up for how real volunteer boards actually work. Every feature is included on every plan — you only pay more as your community grows.

⚖️
AI-powered
Legal Pre-Send Scanner
Every outgoing message scanned for Fair Housing violations, improper ESA denials, due process failures, and defamation risk before it sends. Risk score + AI rewrite included.
  • Fair Housing Act compliance check
  • ADA / ESA accommodation review
  • Due process validation
  • AI-corrected version generated instantly
📋
AI-powered
Compliance Auditor
Automatically flags if a meeting notice wasn't sent within the legally required window. Pre-loaded with statutes for 6 states. A voided meeting costs more than years of subscriptions.
  • OR, CA, FL, TX, NV, AZ statutes built in
  • Annual, special, and board meeting tracking
  • Agenda posting requirement alerts
  • AI compliance action report
🏠
AI-powered
Dues & Homeowner Directory
Real-time dues balances, payment history, AI delinquency risk scoring, and automated 3-step reminder sequences. Mark paid in one click.
  • AI delinquency risk score per owner
  • Automated day-7, 30, 60 reminders
  • One-click mark-paid ledger updates
  • CSV export anytime
📁
AI document search
Document Vault
Upload CC&Rs, bylaws, rules. Ask anything in plain English — AI quotes the exact relevant section. "Can I do Airbnb?" answered in 3 seconds with the exact CC&R clause.
  • Instant answers with document quotes
  • PDF, DOCX, TXT supported
  • Cross-document search
  • 12 suggested questions for new boards
📬
USPS One-Click Mailer
Send physical letters to any or all owners in one click via Lob API. Violation notices, ballot packets, lien warnings — printed and mailed next business day with USPS tracking.
  • 7 letter types built in
  • AI writes the letter content
  • Print-accurate letter preview
  • USPS tracking per letter
📱
Mobile Portal + Apple Pay
iPhone-optimized portal installable as a PWA. Homeowners pay dues via Apple Pay or Google Pay, report maintenance issues, view violations — without calling the board.
  • Apple Pay and Google Pay
  • Maintenance request submission
  • Violation and balance viewing
  • Installable as home screen app
📊
AI treasurer report
Budget, GL & Bank Feed
Full double-entry accounting with chart of accounts, journal entries, trial balance, and balance sheet. Plaid bank feed auto-imports transactions. AI writes the monthly treasurer narrative.
  • Double-entry general ledger
  • Plaid bank feed integration
  • Balance sheet + income statement
  • AI writes monthly treasurer report
🗳️
Voting + Amenity Reservations
Board elections and member resolutions with quorum tracking. Amenity booking calendar for pool, clubhouse, gym, and courts with deposit management.
  • Multi-candidate elections
  • Quorum calculation and tracking
  • Amenity calendar with deposits
  • Board approval workflow
🛡️
AI-powered
Insurance & Compliance Tracker
Never let a policy lapse or vendor COI expire. Live urgency alerts at 90/30/7 days for all 6 HOA policy types and every vendor certificate.
  • All 6 HOA policy types tracked
  • Vendor COI verification + alerts
  • 15-item compliance checklist
  • AI compliance action report
Get started

Set up in under 10 minutes

No IT department. No onboarding call. No manual. Board-Armor guides you through every step.

1
Create your HOA
Enter your community name, address, and unit count. Your private workspace is ready instantly.
2
Add homeowners
Add owners manually or upload a CSV. Each gets a unit, email, and dues amount.
3
Upload your documents
Drag in CC&Rs and bylaws. AI reads them — questions answered from day one.
4
Invite board members
Each board member gets their own login with role-based access. No extra charge per seat.
5
Send your first violation
Log a violation. AI drafts the letter. Legal scanner approves it. Send in one click.
6
Homeowners self-serve
Invite owners to the mobile portal. They pay via Apple Pay and stop calling the board.
From real boards

What board members say

★★★★★

"The legal scanner caught an ESA denial letter that would have been a Fair Housing lawsuit. That one catch saved us more than five years of Board-Armor subscriptions."

MP
Marcus P.
Board President · 38-unit HOA, Phoenix AZ
★★★★★

"Two hours every month on the treasurer report. Now I click one button and AI writes it. The bank feed imports all transactions automatically."

SK
Sandra K.
HOA Treasurer · 42-unit community, Denver CO
★★★★★

"Owner asked if they could Airbnb their unit. I typed it into Document Vault. AI quoted our CC&Rs word for word in two seconds. Conversation over."

JL
Jennifer L.
Board Secretary · 18-unit condo HOA, Portland OR
Simple pricing

Every feature included — price scales with your community size

30-day free trial on every plan. No credit card required. No per-unit surprises.

Starter
$49/month
Up to 75 units

Everything a small HOA needs to replace spreadsheets and stay legally protected.

✓All 10 AI features
✓Homeowner directory & dues ledger
✓Legal pre-send scanner
✓Violation letters & compliance auditor
✓Document vault & AI legal advisor
✓Mobile portal & electronic voting
✓Up to 500 emails/month
Most popular
Pro
$99/month
76–150 units

The same complete platform, scaled for growing communities.

✓All 10 AI features
✓Homeowner directory & dues ledger
✓Legal pre-send scanner
✓Violation letters & compliance auditor
✓Document vault & AI legal advisor
✓Mobile portal & electronic voting
✓Up to 1,500 emails/month
Enterprise
$299/month
151+ units

Full platform for large communities. Every feature, unlimited scale.

✓All 10 AI features
✓Homeowner directory & dues ledger
✓Legal pre-send scanner
✓Violation letters & compliance auditor
✓Document vault & AI legal advisor
✓Mobile portal & electronic voting
✓Unlimited emails/month
Every feature is included on every plan. The only difference between plans is your unit count and monthly email volume. No feature gating, no upgrades required to unlock tools.

Annual billing saves 20%. Cancel anytime — no contracts, no fees.

Common questions

Everything boards want to know

Why do plans cost different amounts if the features are the same?
Larger communities generate more emails, more AI requests, more storage, and more database activity — so the cost to run the platform is higher. The pricing reflects infrastructure cost, not feature access. A 20-unit HOA and a 200-unit HOA both get the legal scanner, the AI advisor, the compliance auditor — everything. The 200-unit HOA just pays more because they send more notices and have more data to manage.
What makes the legal pre-send scanner valuable?
The scanner checks 9 specific legal risk categories — Fair Housing Act compliance, ADA/ESA accommodation law, due process, defamation risk, and more — that most board members don't know to look for. One caught Fair Housing violation saves more than 35 years of Board-Armor subscriptions. No competitor at any price point has this feature.
Do I need technical skills to set up Board-Armor?
None. If you can use Gmail, you can use Board-Armor. Setup takes under 10 minutes. No installation, no IT department, no training required. The onboarding wizard guides you through every step.
Can multiple board members use the same account?
Yes. Invite all board members — each gets their own login with role-based access (President, Treasurer, Secretary). No extra charge per seat. Role permissions control what each member can see and edit.
Does Board-Armor work for condos and townhomes?
Yes. Board-Armor works for any community with a homeowners association — single-family subdivisions, condominiums, townhomes, and planned unit developments. If you have a board, dues, CC&Rs, and violations, Board-Armor is built for you.
What happens to my data if I cancel?
Export everything — homeowner directory, dues history, violation records, documents — as CSV and PDF before you cancel. We retain your data for 90 days after cancellation, then delete it permanently. We never sell your data.
How does the AI legal advisor differ from an HOA attorney?
The AI Legal Advisor provides general HOA legal guidance based on state statutes and common HOA law — not formal legal advice from a licensed attorney. Think of it as a knowledgeable paralegal available 24/7. It handles the 80% of questions that don't need an attorney and flags when you should consult one for the remaining 20%.
What if our community grows past our current plan's unit limit?
Just upgrade your plan — it takes one click in the Settings page. Your data, homeowners, documents, and history all carry over instantly. There's no migration, no data entry, and no disruption to your board's workflow.
Referral program

Refer an HOA — get 1 month free

Every HOA board knows other HOA boards. Share your referral link and earn one free month for every community that subscribes. No limit on referrals.

🔗
Get your link
Sign up and find your unique referral link in Settings → Referrals
📤
Share it
Send it to other HOA boards via email, Facebook groups, or Nextdoor
🎁
Earn free months
When they subscribe, you automatically get 1 free month added to your account
Refer 12 HOAs → get a full year free. Refer 3 HOAs → cover your quarterly cost. Every referral counts — no cap, no expiration.
Start today

Your HOA deserves better than a spreadsheet

30-day free trial. No credit card. Set up in 10 minutes. Every feature on every plan — starting at $49/month.

Join 500+ HOA boards already using Board-Armor · Average setup: 9 minutes

🛡️ 10 AI features ⚖️ Legal pre-send scanner 📬 USPS one-click mail 📱 Apple Pay portal 🗳️ Electronic voting 📊 Full GL accounting